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How can I buy a home when I’ve had credit challenges? |
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Very EASILY!! We can use our Owner Financing or Rent-to-Own programs to help you with the purchase and improve your credit over time. We also work with mortgage brokers who can obtain very creative and reasonable financing, even if you’ve made a late payment or two in your lifetime. Lastly, even with challenged credit history, we can get you qualified through reviewing your banking history, employment and referrals as needed. |
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How much down payment do I need? |
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We are very flexible with your down payment and the method or type of down payment. We can offer you several options. You can even start out on our Rent-to-Own program and then move to our owner financing program at a later date when, when you’ve established the necessary down payment. On average our Owner Financing program requires anywhere from 3-10% of the sales price as a down payment, but EVERY BUYERS SITUATION IS UNIQUE and we adjust to HELP YOU. |
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Do you offer down payment assistance programs? |
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Yes, we do. Many times, if you are a bit short on your down payment, we can set up a monthly payment plan spread out over 6 to 12 months. |
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How does your Rent-to-Own Program Work? |
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We can rent/lease you one of our homes with the exclusive right to purchase it at a later date, usually 1-2 years from you’re the day you sign the original contract. Our buyers love it because it gives them the time they need to save up for a larger down payment, time to clean up past credit problems, time to sell another home, and also time to try out the neighborhood before buying. 100% of your option fee/down payment is credited toward the purchase price of the home, plus you may be eligible to receive a monthly credit towards the purchase price every time you pay your lease on time. |
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You’ve got my dream home, what is the next step? |
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All we need is your online application. We will then contact you within 24 to 48 hours once we are able to verify your income and employment. Please keep in mind that our property inventory changes very quickly, so time is of the essence. |
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Do your homes qualify for VA/FHA? |
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Yes... Yes... YES and YES. Our homes are often inspected by industry leading inspectors and receive flying remarks. In addition, when repairs are necessary all of our homes are repaired by our trusted teams of contractors who are all licensed, insurance and perfectionist in their field. The VA inspectors and FHA inspectors find our homes in tip top condition. |
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The home I wanted has been sold… can you find me another one? |
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Yes we can. Our homes go fast, so the best thing you can do is join our online VIP Buyers List. Tell us what you are looking for, how soon you are looking to move and we will do our best to find you your next home. As soon as a home becomes available, we will call or email you about the home. |
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Do you work with investors? |
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Yes, we can help you whether you are just beginning or if you are an experienced investor. We can supply you with properties needing repairs at wholesale prices or those already repaired and with or without tenants occupying them. If you have specific buying criteria, we’ve got a property for you!. |
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